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How can I get my free credit report?

  • Federal law ensures that all Americans have the right to get a free credit report every 12 months from all three of the consumer reporting agencies (Equifax, Experian and TransUnion). Get yours for free by visiting https://www.AnnualCreditReport.com, calling 1-877-322-8228 or downloading this request form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.