Get Equifax Credit Reports & ID Theft Protection

Get monthly credit reports from Equifax or all 3 major credit bureaus – and so much more. IDShield provides best in class credit and identity monitoring along with a suite of tools to keep your online reputation and privacy safe.

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IDShield protects your credit

Your credit is so important. It can be the difference between being able to buy something…or not. When you look at your credit, you might see that the three different major credit bureaus (TransUnion, Experian, and Equifax) have given you different scores. If there’s a difference, there’s not necessarily a need to worry because no single agency is more important than the other.

However, protecting your overall credit is key. It’s a huge part of what we do. Your credit score (the number indicating your creditworthiness) is based on your credit report (your dealings with banks, credit card companies, and collection agencies) and unlocks your purchasing power. IDShield monitors your credit and alerts you about any suspicious activity so that you can take action before the damage is done.

Key features

Click below on each category to learn more.

IDShield monitors the below areas and alerts you of potential risks to your identity.

• SSN monitoring
• Identity threat alerts
• Dark web monitoring
• Social media monitoring
• Public records monitoring
• Minor child monitoring
• Court records monitoring
• Address change monitoring
• Medical data reports
• Identity insights and tips
• Reputation management
• Sex offender search & monitoring

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When fraud happens, licensed private investigators are dedicated to your case.

• Live member support
Restoration verification
24/7 emergency assistance
Guaranteed identity theft restoration
Unlimited inquiries to customer support
Dedicated licensed private investigators
Identity theft consultation services
Lost/stolen wallet assistance
Up to $3 million reimbursement for unrecovered costs*

24/7 credit monitoring and alerts keep your finances safe from scammers.

• Continuous credit monitoring
• Monthly credit score tracker
• Credit threat alerts
• Hard credit inquiry alerts
• Financial threshold account monitoring
• Payday loan monitoring
• Sub-prime monitoring
• High-risk application monitoring
• Credit freeze and fraud alert assistance

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We keep your privacy safe while protecting up to 3 devices from viruses, malware, and ransomware.

• VPN protection
• Password manager
• Personal Internet Monitoring
• Username/password credentials monitoring
• Data breach notifications
• Privacy management
• Data encryption service
• Lost device protection
• Data theft prevention
• Mobile device virus protection
• Malware & ransomware protection

Choose your plan

IDShield Individual and Family plans come with the same features.

Individual Plan
1 credit bureau monitoring

starting at

$14.95
/mo
Individual Plan
3 credit bureau monitoring

starting at

$19.95
/mo
Family Plan
1 credit bureau monitoring

starting at

$29.95
/mo
Family Plan
3 credit bureau monitoring

starting at

$34.95
/mo

The Experts Agree – IDShield Is #1

FAQs

Find answers to our most frequently asked questions.

How do thieves get my information?

There are many ways that thieves can obtain personally identifiable information (PII).

Examples include:

What is identity theft?

Identity theft is the fraudulent use of personally identifiable information (PII) by a thief to obtain goods, services, and/or employment; commit a crime; gain a benefit; or prevent revealing the thief’s real identity.

PII includes but may not be limited to a consumer’s name, Social Security number, date of birth, address, driver’s license number, telephone number, passport information, birth certificate, student transcript, or medical record.

What is the cancellation policy?

Your membership can be cancelled any time by sending written notice to IDShield. Please see your membership benefits for cancellation instructions specific to your plan, or you can call/email Member Services at 800-654-7757 or email [email protected]. Important: Your membership and payment remain active until written notice is received.

How does monitoring protect me from identity theft?

Credit report monitoring in itself does not prevent identity theft. However, it’s a tool that can alert you to activity that may indicate identity theft is being attempted or has taken place. If you learn someone used your data to apply for credit, you’ll take steps to prevent future misuse of your data.

If there is an account on my credit report I did not open, does that prove identity theft?

No. Many reports contain errors. If you find an account on your credit report you don’t recognize, call that creditor and ask them to tell you whether there is an account that was opened with the use of your personal identifying information, particularly, your Social Security number.

Someone used my Social Security number, can I get a new one?

It’s unlikely the Social Security Administration will issue a new number for limited identity theft. In fact, getting a new Social Security number would probably create a new set of problems for you. Remember that your Social Security number is connected to your employment, tax, education and medical records. Seeking a new Social Security number is only considered in extreme situations.

If someone has used your Social Security number, the best first step is to sign up for IDShield and let our systems and licensed investigators protect your identity from further abuse and develop a plan to secure your accounts.

I placed a fraud alert, is that enough protection?

A fraud alert is a statement on your credit report indicating that you’re vulnerable to becoming a victim or have been a victim of identity theft. It asks a credit reviewer to take reasonable extra steps to verify the identity of the applicant, reducing the chance a thief will succeed in opening new accounts.

While fraud alerts are a great tool, they should not be considered complete protection. There are many other ways thieves can use your personal identification information to steal money and commit fraud beyond credit cards, such as filing false tax returns or initiating fraudulent transfers from your bank accounts, which fraud alerts to do not protect against.

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